Suntrust Bank has 1,400 branches in the Southeast region. Checking accounts require $100 to open and offers different ways to waive fees. Known as a regional bank with good customer service.

SunTrust Bank Promotions

SunTrust Bank customers can get a SunTrust mortgage or personal loan, investment and retirement products and advice, credit cards, and private wealth management services. The bank also offers financial education services for individuals as well as businesses’ employees. SunTrust CD accounts are a steady way to reach your financial goals, with guaranteed interest rates. Open a CD today to start saving.

From time to time, SunTrust Bank offers cash bonuses for new banking customers. Some deals are only available for residents of select States, so make sure you read the fine print carefully.

All SunTrust Bank checking accounts offer free online banking, bill pay, and mobile deposits. There are over 2,100 ATMS.

Special Checking Account Features

SunTrust checking accounts come with these features:

• Overdraft services. SunTrust offers a few options to help cover overdrafts. If you overdraw your account, but make a deposit to cover the amount by the cut-off time, you will not be charged any fees. Or you can enroll in Overdraft Protection and link a SunTrust savings, money market, credit card, or line of credit. Funds from those will be automatically transferred to cover any overdrafts. Enrollment in these services are optional.
• Free checks. All checking accounts come with free checks. The amount varies depending on which account you open.
• Cash deposit bonus. If you have a SunTrust Cash Rewards credit card, you will earn a bonus when you redeem your rewards back into a SunTrust deposit account. The bonus ranges from 10% - 25%, depending on which checking account you have.
• Send money with Zelle. Easily send money to anyone with just a U.S. phone number or U.S. email address.

What to Open at SunTrust Bank

Suntrust Cd Rates 2019

• Promotional CDs. SunTrust Bank offers a great rate for their Promotional CDs of 12-month or longer. Terms go up to 58 months. The minimum to open is $2,000.
• Select Savings. This savings account allows you to earn a 1% annual bonus (up to $25) when linked with a Select Checking or Signature Advantage Checking account. You can avoid the monthly service fee by setting up auto transfers of at least $25/month from your checking account, or by maintaining a daily balance of at least $1,000.
• Essential Checking student account. If you're a student, you can get the Essential Checking for free for up to 5 years. You must be able to prove active enrollment in high school, college, or trade school.

Suntrust Cd Rates 2021

How to Avoid Suntrust Bank Checking Account Fees

Suntrust Cd Rates Tennessee

• Essential Checking. The $7 monthly fee can be waived if you: initiate 10 or more transactions per statement cycle, OR maintain a daily balance of at least $500, OR have combined direct deposits of at least $500 per month, OR open as a student and receive a 5-year Student waiver.
• Select Checking. The $15 monthly fee can be waived if you: maintain a daily balance of at least $2,000, OR have combined direct deposits of at least $2,000 per month, OR maintain a combined balance of at least $10,000 across all deposit accounts, investments, mortgages and loans, OR hold a SunTrust Mortgage with SurePay, OR hold a linked small business checking account.
• Signature Advantage Checking. The $20 monthly fee can be waived if you maintain a combined balance of at least $10,000 across all SunTrust deposit and investment accounts, make $3,000 or more in total monthly qualifying direct deposits, or hold a linked SunTrust Small Business Checking account, Lending account or Credit Card solution.
• Balanced Banking. The $12 monthly fee can be waived if you maintain a combined balance of at least $3,000 across all SunTrust deposit and IRA accounts.